Last updated: 05:08 PM ET, Wed May 06 2015

Bad Weather is Top Reason Summer Travelers Purchase Insurance

Features & Advice | Patrick Clarke | May 06, 2015

Bad Weather is Top Reason Summer Travelers Purchase Insurance

There are plenty of things that can go wrong when it comes to summer travel, but a flat tire or delayed flight are oftentimes the least of a traveler's concerns. Bad weather is, in fact, the leading worry for travelers planning ahead this time of year.

According to a recent poll conducted by travel insurance comparison website InsureMyTrip, unexpected weather events like hurricanes are the No. 1 reason travelers purchase insurance for trips between June and September.

In addition to inclement weather, vacation rental coverage and potential health issues that may arise were found to be among the top concerns for summer travelers who purchase insurance. 

InsureMyTrip also reports that as many as four in five customers will purchase a comprehensive policy for summer travel that provides things like medical coverage, emergency travel services and trip cancellation, among other benefits.

Fortunately for summer travelers, the previous two Atlantic hurricane seasons have been relatively subdued by recent standards, with just eight tropical storms, six hurricanes and only two major hurricanes developing in 2014.

2013 was even quieter, in fact, the calmest since 1982.

Nevertheless, Mother Nature is nothing if not unpredictable, and depending on how much one has invested in their summer trip, insurance is a sensible safety net.

But travelers waiting until the last minute should be aware of the risk of doing so, as a storm is considered a foreseeable event the moment it begins to form, and thus coverage is likely to be made unavailable.

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