by Donald Wood
Last updated: 11:20 AM ET, Tue March 31, 2026
Royal Caribbean Group and Bank of America announced a new
pair of credit cards designed to simplify how travelers earn and redeem
rewards, dubbing them the industry's first tri-branded credit cards.
Royal Caribbean’s new Royal ONE Visa Signature and Royal ONE
Plus Visa Signature credit cards will allow travelers to earn and redeem
rewards across the company's cruise brands: Royal Caribbean, Celebrity Cruises,
and Silversea.
Available in the coming weeks, the Royal ONE credit cards award
points on everyday spending and vacation purchases, offer a convenient way to
redeem rewards across brands, and further Royal Caribbean’s expanding loyalty
ecosystem and enhancements.
The Royal ONE program offers rewards across Royal
Caribbean Group's brands, including cruise savings or onboard credits for
experiences like specialty dining, shore excursions, drink packages, Wi‑Fi, and
more.
“Royal ONE and Royal ONE Plus strengthen how we recognize
and reward our loyal guests across our leading vacation brands,” Royal
Caribbean Group chairman and CEO Jason Liberty said.
“These new cards bring together the ways our guests vacation
across Royal Caribbean, Celebrity Cruises, and Silversea – making it easier to
earn and use rewards, so every trip delivers greater value and more meaningful
experiences,” Liberty continued.
Royal Caribbean Group and Bank of America launch the cruise industry’s first tri-branded credit cards. (Photo Credit: Royal Caribbean Group Media)
Royal ONE Credit Card Benefits
- No annual fee
- 3X points on purchases with Royal Caribbean, Celebrity
Cruises, and Silversea
- 2X points on grocery, gas, and EV charging
- 1X point on all other purchases
- Travel perks for the Royal ONE card include priority
boarding for Royal Caribbean and Celebrity Cruises, a $100 anniversary reward
after qualifying spend, Visa Signature travel protections, and no foreign
transaction fees.
Royal ONE Plus Credit Card Benefits
- $99 annual fee
- 4X points on purchases with Royal Caribbean, Celebrity
Cruises, and Silversea
- 2X points on grocery, gas, EV charging, plus air, hotel, and
dining
- 1X point on all other purchases
- Vacation perks for the Royal ONE Plus card include priority
suite boarding for Royal Caribbean, Celebrity Cruises and Silversea vacations,
priority luggage handling with Royal Caribbean and Celebrity Cruises, a $200
anniversary reward after qualifying spend, $120 TSA PreCheck/Global Entry
credit (every four years), Visa Signature travel protections, and no foreign
transaction fees.
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