If you have any of the rewards credit cards from American Express, you're probably well aware of their shortcomings.
Many of the best travel credit cards from Amex have annual fees in the hundreds, and their top card (Platinum Card from American Express) only earns 1 point per $1 spent (outside of airfare.) While reward-earning cards typically offer perks that make up for their annual fees, they're not the kind of card most people use for their everyday spending.
Fortunately, American Express has come out with a new business credit card that's light on fees (as in $0) and big on earnings. The Blue Business Plus Credit Card from American Express is the type of card you'll want to put your everyday spending on-and keep for the long haul.
First, here are some basic details about the card:
-Earn 2x points on your first $50,000 spent on all purchases each year
-No annual fee
-0% APR on purchases and balance transfers for 15 months
-Transfer points to Membership Rewards partners
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Earn a Flat 2 Percent Back
Far too many rewards have complicated bonus categories that make it difficult to track your cash back. The New Blue Business Plus Credit Card offers a flat 2 percent back on your first $50,000 spent regardless of the category. This means you don't have to keep track of what you're buying and when.
Instead, you can whip out your card for a flat 2 percent, no matter what.
No Annual Fee
Few American Express cards come with no annual fee, so it's almost a miracle that a card that earns 2x points wouldn't have one. This card is also a keeper for the long run since you'll never have to worry whether its benefits make the annual fee worth it.
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Transfer to Membership Rewards
This card is so valuable because the points you earn and accrue can be transferred to Membership Rewards airline and hotel transfer partners. If you get sick of paying the annual fees on your other Amex cards, you can cancel them and keep the Blue Business Plus Credit Card for point transfers instead.
Remember that, as long as you have at least one Membership Rewards-earning card in your Amex portfolio, your points will stay active.
Whether you're in the market for a business credit card or not, the Blue Business Plus Credit Card should be a top contender. Not only does it come without an annual fee, but it can help you keep your Membership Rewards points alive for as long as you want.
If you have a huge stash of points, aren't sure how you'll use them and the annual fee is approaching on another Amex card, the Blue Business Plus Credit Card solves all your problems. The fact that you earn 2x points on your first $50,000 spent each year is just icing on the cake.
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